MEDICARE:

A $100. Deductible is due each year in January. Some private Medi-Gap insurances will pay for this. If the deductible is not paid by another insurance, including Medi-Cal, it becomes the responsibility of the patient to pay it. Medicare does not accept referrals from chiropractors.

PRIVATE INSURANCE:

We are now contracted with the local IPA which serves the HMO community. Please call for specific plan information.

We will bill out-of-network insurance companies, but payment is usually made at a reduced rate, resulting in a higher co-pay. Co-pays are due at the time of treatment.

We are not providers for Medi-Cal. Patients with this coverage will be given a 20% cash discount and payment is expected at the time of service.

We will bill auto insurance for motor vehicle accidents after we have determined that a patient has med-pay benefits available; however, any services not covered by the insurance company are the patient’s responsibility. If a patient who has had a motor vehicle accident chooses to come in for a treatment on a cash basis, they do not qualify for the 20% cash discount because when their accident case settles, they will be reimbursed the full amount of our charges.

We will do our best to assist with coverage information, however, please be aware that this is ultimately the responsibility of the patient.