Spring Hill Physical Therapy is a provider for the following insurance carriers:

• Blue Cross of California and its affiliates
• Blue Shield of California and its affiliates
• Mail Handlers
• Pensioned Operating Engineers
• Work Comp

Medicare

Medicare patients must pay a $155 deductible each year, payable in January. Some private Medi-Gap insurances will pay for this deductible. If another insurance provider—including Medi-Cal—does not pay the deductible, it then becomes the responsibility of the patient to pay it in full. After deductible is met, Medicare covers 80% of allowed charges. Patient is responsible for 20%. Medicare does not accept referrals from chiropractors.

Private Insurance

We are now contracted with the local Independent Practice Association (IPA) which serves the HMO community. Please call us at (530) 274-2320 for specific plan information. We will bill out-of-network insurance companies, but payment is usually made at a reduced rate, resulting in a higher co-pay for you. All co-pays are due at the time of treatment. We are not providers for Medi-Cal. Patients with this coverage will be given our 10% cash payment discount. Payment is expected at the time of service.

Auto Insurance

We will bill auto insurance for treatment of injuries sustained in a motor vehicle accident after we have determined that a patient has med-pay benefits available. However, any services not covered by the insurance company are the patient’s responsibility. If a patient who has had a motor vehicle accident chooses to come in for a treatment on a cash basis, they do not qualify for the 10% cash discount because when their accident case settles, they will be reimbursed the full amount of our charges.

We will do our best to assist with coverage information; however, please be aware that it is ultimately the patient’s responsibility to know their benefits and pay their portion in a timely manner.

NOTE: For Auto Insurance related claims, we will only invoice the patient's insurance company as we do not accept third party payments - no matter who was at fault.

Out of Pocket

Spring Hill offers a 10% discount to patients who pay out of pocket. Payment is required when services are rendered. We accept Visa, MasterCard, CareCredit, local personal checks, and cash.

Questions?

If you have questions about any of the information presented here, please call our offices at (530) 274-2320.